[cs_content _p=’50’][cs_element_section _id=”1″ ][cs_element_layout_row _id=”2″ ][cs_element_layout_column _id=”3″ ][cs_element_button _id=”4″ ][cs_content_seo]Reliable Profits and Long Term Security\n\n[/cs_content_seo][cs_element_headline _id=”5″ ][cs_content_seo]Index Universal Life Insurance\n\n[/cs_content_seo][cs_element_text _id=”6″ ][cs_content_seo]Index Universal Life (IUL) insurance is a type of life insurance that provides both protection for your loved ones and a growth opportunity for your savings. Premiums paid can be allocated to a stock market index like the S&P 500, allowing for growth without direct market exposure. Insurers offer a growth cap (typically 8-9%) and a floor of 0%, ensuring you benefit from market gains while being protected against major downturns. Additionally, the growth within an IUL is tax-efficient. In summary, IUL offers family protection, potential savings growth, and tax advantages in one package.\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”7″ ][cs_element_layout_column _id=”8″ ][cs_element_headline _id=”9″ ][cs_content_seo]Receive coverage for life that offers protection for you and your family in many different situations.\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id=”10″ ][cs_element_headline _id=”11″ ][cs_content_seo]Protect your initial investment while still enjoying consistent growth each year. Your growth is set within a specific range, usually capped at 9% and never dropping below 0%, based on the performance of an index, such as the S&P 500.\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id=”12″ ][cs_element_headline _id=”13″ ][cs_content_seo]You can potentially build wealth with tax benefits by putting your premiums into assets of your choice.\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”14″ ][cs_element_layout_column _id=”15″ ][cs_element_button _id=”16″ ][cs_content_seo]GET A QUOTE TODAY\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”17″ ][cs_element_layout_row _id=”18″ ][cs_element_layout_column _id=”19″ ][cs_element_button _id=”20″ ][cs_content_seo]Steady Earnings and Long-Term Assurance\n\n[/cs_content_seo][cs_element_headline _id=”21″ ][cs_content_seo]Index Universal Life Insurance\n\n[/cs_content_seo][cs_element_text _id=”22″ ][cs_content_seo]Index Universal Life (IUL) insurance is a type of life insurance that provides both protection for your loved ones and a growth opportunity for your savings. Premiums paid can be allocated to a stock market index like the S&P 500, allowing for growth without direct market exposure. Insurers offer a growth cap (typically 8-9%) and a floor of 0%, ensuring you benefit from market gains while being protected against major downturns. Additionally, the growth within an IUL is tax-efficient. In summary, IUL offers family protection, potential savings growth, and tax advantages in one package.\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”23″ ][cs_element_layout_column _id=”24″ ][cs_element_headline _id=”25″ ][cs_content_seo]Receive coverage for life that offers protection for you and your family in many different situations.\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id=”26″ ][cs_element_headline _id=”27″ ][cs_content_seo]Protect your initial investment while still enjoying consistent growth each year. Your growth is set within a specific range, usually capped at 9% and never dropping below 0%, based on the performance of an index, such as the S&P 500.\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id=”28″ ][cs_element_headline _id=”29″ ][cs_content_seo]You can potentially build wealth with tax benefits by putting your premiums into assets of your choice.\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”30″ ][cs_element_layout_column _id=”31″ ][cs_element_button _id=”32″ ][cs_content_seo]Receive a quote\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”33″ ][cs_element_layout_row _id=”34″ ][cs_element_layout_column _id=”35″ ][cs_element_headline _id=”36″ ][cs_content_seo]Who is Index Universal Life Insurance for?\n\n[/cs_content_seo][cs_element_text _id=”37″ ][cs_content_seo]IUL insurance is a dual benefit plan. It provides life insurance for your family and acts like a growing savings account linked to the stock market, with safeguards against major losses. You can adjust payments to fit your budget. It’s a great option for retirement savings without selling stocks or using home equity, offering predictable growth and lifelong protection.\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id=”38″ ][cs_element_headline _id=”39″ ][cs_content_seo]COVERAGE\n\n[/cs_content_seo][cs_element_text _id=”40″ ][cs_content_seo]$50,000 – $450,000 Coverage are considered Simplified Issued, which means does not require Blood/Urine sampling.
$500,00 + Coverage are considered fully underwritten and will require Blood/Urine sampling.

Great product for investing into long term retirement with early borrow and no penalty vs. 401k or IRA.

\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id=”41″ ][cs_element_headline _id=”42″ ][cs_content_seo]TERM LENGTH\n\n[/cs_content_seo][cs_element_text _id=”43″ ][cs_content_seo]Unlike term life insurance, which has a set duration (e.g., 20 or 30 years), IUL is a form of permanent life insurance. This means it’s designed to last your entire life, as long as premiums are paid.
\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”44″ ][cs_element_layout_row _id=”45″ ][cs_element_layout_column _id=”46″ ][cs_element_headline _id=”47″ ][cs_content_seo]COVERAGE\n\n[/cs_content_seo][cs_element_text _id=”48″ ][cs_content_seo]$50,000 – $450,000 Coverage are considered Simplified Issued, which means does not require Blood/Urine sampling.
$500,00 + Coverage are considered fully underwritten and will require Blood/Urine sampling.

Great product for investing into long term retirement with early borrow and no penalty vs. 401k or IRA.

\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id=”49″ ][cs_element_headline _id=”50″ ][cs_content_seo]TERM LENGTH\n\n[/cs_content_seo][cs_element_text _id=”51″ ][cs_content_seo]Unlike term life insurance, which has a set duration (e.g., 20 or 30 years), IUL is a form of permanent life insurance. This means it’s designed to last your entire life, as long as premiums are paid.
\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”52″ ][cs_element_layout_row _id=”53″ ][cs_element_layout_column _id=”54″ ][cs_element_headline _id=”55″ ][cs_content_seo]Who is Index Universal Life Insurance for?\n\n[/cs_content_seo][cs_element_headline _id=”56″ ][cs_content_seo]IUL insurance is a dual benefit plan. It provides life insurance for your family and acts like a growing savings account linked to the stock market, with safeguards against major losses. You can adjust payments to fit your budget. It’s a great option for retirement savings without selling stocks or using home equity, offering predictable growth and lifelong protection.\n\n[/cs_content_seo][cs_element_button _id=”57″ ][cs_content_seo]Receive a quote\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”58″ ][cs_element_layout_row _id=”59″ ][cs_element_layout_column _id=”60″ ][cs_element_headline _id=”61″ ][cs_content_seo]FREQUENTLY ASKED QUESTIONS\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”62″ ][cs_element_layout_column _id=”63″ ][cs_element_accordion _modules=”65,67,69,71,73″ _id=”64″ ][/cs_element_accordion][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”75″ ][cs_element_layout_row _id=”76″ ][cs_element_layout_column _id=”77″ ][cs_element_image _id=”78″ ][/cs_element_layout_column][cs_element_layout_column _id=”79″ ][cs_element_text _id=”80″ ][cs_content_seo]Contact Us
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Contact Us\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”85″ ][cs_element_layout_column _id=”86″ ][cs_element_layout_row_2 _id=”87″ ][cs_element_layout_column_2 _id=”88″ ][cs_element_social _id=”89″ ][cs_element_social _id=”90″ ][cs_element_social _id=”91″ ][cs_element_social _id=”92″ ][/cs_element_layout_column_2][/cs_element_layout_row_2][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”93″ ][cs_element_layout_column _id=”94″ ][cs_element_layout_row_2 _id=”95″ ][cs_element_layout_column_2 _id=”96″ ][cs_element_text _id=”97″ ][cs_content_seo]© 2024 Infinite Insurance Group\n\n[/cs_content_seo][/cs_element_layout_column_2][cs_element_layout_column_2 _id=”98″ ][cs_element_text _id=”99″ ][cs_content_seo]Terms of Service      |       Privacy Policy      |       CCPA\n\n[/cs_content_seo][/cs_element_layout_column_2][/cs_element_layout_row_2][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”100″ ][cs_element_layout_row _id=”101″ ][cs_element_layout_column _id=”102″ ][cs_element_image _id=”103″ ][/cs_element_layout_column][cs_element_layout_column _id=”104″ ][cs_element_text _id=”105″ ][cs_content_seo]Contact Us
Available: Monday – Friday
9am – 6pm EST

Client Services Email:
 [email protected]
Client Services Contact:
888-508-6770\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id=”106″ ][cs_element_text _id=”107″ ][cs_content_seo]Services
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Contact Us\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”110″ ][cs_element_layout_column _id=”111″ ][cs_element_layout_row_2 _id=”112″ ][cs_element_layout_column_2 _id=”113″ ][cs_element_social _id=”114″ ][cs_element_social _id=”115″ ][cs_element_social _id=”116″ ][cs_element_social _id=”117″ ][/cs_element_layout_column_2][/cs_element_layout_row_2][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”118″ ][cs_element_layout_column _id=”119″ ][cs_element_layout_row_2 _id=”120″ ][cs_element_layout_column_2 _id=”121″ ][cs_element_text _id=”122″ ][cs_content_seo]© 2024 Infinite Insurance Group\n\n[/cs_content_seo][/cs_element_layout_column_2][cs_element_layout_column_2 _id=”123″ ][cs_element_text _id=”124″ ][cs_content_seo]Terms of Service       Privacy Policy      CCPA\n\n[/cs_content_seo][/cs_element_layout_column_2][/cs_element_layout_row_2][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][/cs_content]